Am I eligible?
Eligibility depends on your individual circumstances and the outcome of our assessment. You will generally need to have regular income and an eligible registered motor vehicle that can be offered as security. Other criteria may apply.
What should I know before entering a credit contract?
Please read our Credit Guide before entering a credit contract.
How much can I borrow?
Our Secured Personal Loans are available from $2,001 to $5,000. The amount you may be eligible to borrow depends on your individual financial circumstances and the outcome of our assessment.
How long does the application process take?
We aim to assess completed applications promptly once all required information and supporting documents have been received. Processing times may vary depending on the application and whether any additional information is required.
How can I help avoid delays with my application?
Please complete all required information accurately and provide the requested supporting documents. We may contact you if further information is required.
What documentation do I need?
- Recent payslips or other evidence of income
- Last 90 days of bank transactions
- Identification, usually a Driver Licence or Passport
- Evidence of your current residential address
- Car rego of the motor vehicle offered as security
What is the interest rate?
Please refer to our Costs & Fees section for current rates, fees and a representative example.
Can I repay my loan early?
You may repay your loan early. Please contact us for the payout amount applicable at the time.
Will a credit check be carried out?
We may obtain and use credit information as part of assessing your application, in accordance with applicable law and our Privacy Policy.
Will my privacy be protected?
We handle personal and credit information in accordance with applicable privacy and credit reporting laws and our Privacy Policy.
Why has my application been declined?
Loan applications may be declined for a range of reasons based on the information available and the outcome of our assessment. Each application is assessed individually, taking into account your financial circumstances, existing commitments and ability to meet the proposed repayments.