Am I eligible?
To be eligible you should be
- currently employed and take home at least $500 per week.
- own a registered motor vehicle (no finance).
- other criteria may apply.
What I should know before entering a credit contract?
Please read the Credit Guide before entering a credit contract.
How much can I borrow?
It depends on your ability to repay the loan and vehicle/property value. As a motor vehicle secured loan, it can be up to 50% of your motor vehicle trade-in value.
How long does the approval process take?
So long as your application and all the required documentation are received, approval takes only a few hours - applications received by 2 p.m. EST will be processed the same day.
How can I speed up the loan approval process?
Make sure application form filled in full and all necessary documents are provided to avoid delay.
How do I maximise my chances of approval?
Simply make sure the application form is fully filled, and provide clear supporting documents.
What documentation do I need?
- 100 points of ID
- Recent two payslips
- Last 3 months bank statement
- A utility bill and mortgage documents or lease agreement. Each document to include current address and be current one month before you submit the loan application.
- car rego papers
What is the interest rate?
Please refer to our Costs & Fees section for more information.
Can I repay my loan early?
Yes, you can pay-off your loan early without penalty and save interest.
Will a credit check be listed on my file?
A credit check will be done on applicants only during final review of your application. If you decide not to proceed after pre-approval, no credit check will be carried out.
Will my privacy be protected?
Absolutely. At all times your privacy is protected. Golden Bridge Cashsolution™ operates a strict Privacy Policy preventing 3rd parties or associated companies from accessing your personal information unless you give them express permission to do so.
Why has my application been rejected?
There are many reasons why your loan may be rejected, our staffs are unable to give specific reasons for this, but wherever possible they will try and get your loan approved.